Have you ever been in a situation where you have to bring a repairer to your house and have the repair of what you possess? The repair that you had to have is not really important. In this article, I would like you to think about topics you never considered:
Qualification of a repairman of your property. As in these examples:
A woman that cleanses your house will be lightning shot using your vacuum cleaner.
A man cleaning the drainage of your roof will fall from the ladder and break your legs.
- When the dog walks towards the truck, it gets bitten by plumbing.
When you fall into your stairs, your interior decorator will injure.
Electricity gets injured while working in your home.
- Pizza delivery children will fall in your front yard and fracture the hip joints.
The list of accidents may be infinite!
Next, let's not exclude other business people who might come to your property:
Meter reader
-mailman
Package Delivery Man
Tax assessment
All these people who come to your house to do the work are called "business inviters".
There are few people I speak, but few people are thinking about this, but I always deal with claims like these examples.
So, why should you care about these people? If they are in your property and injured, you can compensate!
My recommendation is to never hire a repair or repair company unless you give me a copy of the insurance policy declaration before I start working.
No, no, no laundry!
People who are injured often submit laws to people who think they have caused injuries. Personal injury lawyers representing these injured people will file a lawsuit against everyone involved with anyone and attempt to prove negligence.
Do you know whether you have liability insurance to protect you from damages claims and lawsuits?
Well, please browse the insurance contract of your homeowner, lessor or condominium. Normally the liability range is in section II. You normally cover two of here, personal debt and medical expenses to others.
The most important thing to learn in this article is the following.
1. Litigation is expensive and jury awards may cost hundreds of thousands of dollars.
2. The responsible part of your insurance contract guarantees that the insurance company will provide legal defense if you bring a lawsuit on the grounds of a liability question.
3. Call your insurance agency and purchase the limit of liability as long as you can buy. I would recommend over $ 500,000.
4. Call an insurance agent and purchase insurance money for an umbrella with personal liability insurance. Probably it costs about $ 300 per year, but all pennies are worth it. We provide a maximum limit of $ 1 million.
5. If you sue and the insurance company provides legal defense, remember that they first protect themselves. I need a lawyer to represent you.
Do not allow yourself to be blind by lawsuits that may cause your financial corruption!
